Facing foreclosure?
Right now it can feel like it's you against the mortgage company and their attorneys. We understand what you're going through, and you don't have to face it alone. We'll listen, explain your options in plain English, and work hard to help you find the best path for your home and your family.
Free case review, no obligation. Or email info@guardianhomeequity.com
The letters, the deadlines, the legal language: it can feel like it's all built for the other side. We're here to help you make sense of it.
Their priority is recovering what they're owed, and if that means taking the home, that's what the process is designed to do.
The attorney handling your foreclosure is hired by the lender to move the case forward, on the lender's timeline.
We don't work for your lender or their attorneys. Our focus is you, your family, and your home: helping you understand the options that may be available and pursue the one that fits you best. We're not a law firm, so if you need legal advice, we'll encourage you to talk with an attorney.
Job loss, medical bills, divorce, high interest rates. It happens to the best of us. Life happens, and it doesn't make you a bad homeowner.
We'll tell you honestly where you stand and which options are realistic, in plain English.
Deadlines, paperwork, and back-and-forth with the lender: we help carry that load so you're not doing it alone.
Nothing moves forward without your say. You decide what's right for your family, and you can stop working with us at any time.
The right one depends on what you want: more time, to keep the home, or a clean fresh start. Results depend on your lender and your situation.
We work to postpone the sale date where possible, which can give you breathing room to figure out your next step.
Choose this optionWe help you pursue a modified payment plan that better fits your budget. Your lender decides whether to approve it.
Choose this optionIf selling makes the most sense, we may be able to make an offer to buy your home as-is and close quickly, which may leave you with funds for whatever comes next.
Choose this optionNot sure which fits? Start here and we'll help you decide.
Tell us a little about your situation. It takes about two minutes, and it helps us start working on your case right away.
Your timeline, your lender, and what you want the outcome to be. No forms to fill out first.
Based on where your file stands, we show you which paths are realistic for you.
Once you decide, we get moving right away, because in foreclosure every day counts.
No. We're independent. We don't work for your lender, your servicer, or their attorneys. We work with you.
The case review is free. For help with a loan modification or other relief from your lender, we never collect fees before you receive and accept a written offer from your lender.
Reach out anyway, even if the sale date is close. Depending on where things stand, some options may still be available, but the sooner, the better. We can't promise any particular result.
No. Guardian Foreclosure Protection is a private company. We are not associated with the government, and our service is not approved by the government or your lender.
No. Guardian is not a law firm and does not provide legal advice. For legal advice about your foreclosure, talk with a licensed attorney.
Yes. HUD-approved housing counselors offer free help. Visit hud.gov or call 888-995-HOPE.
Free case review. No pressure. No obligation.
1-877-GUARD-30